Can I get car finance even with a bad credit rating?
Yes! Having a poor credit rating does not prevent you from getting a car finance loan with Auto Finance Direct UK, even if you've been refused car finance in the past.
Auto Finance Direct UK specializes in providing car finance for people who are self employed or have had problems obtaining credit. We have flexible finance packages to suit all applicants regardless of your credit history.
How do I apply for car finance?
Call, text or apply online - the choice is yours;
- Call our free phone number now on 0800 085 4118 and get a decision within an hour.
- Text “Finance” to 60777 and one of our personal advisors will call you straight back (Text costs normal network rate).
- Apply online - click here to fill in our online application form
What do I need to supply to be accpeted for car finance?
You will need to bring along your passport and driving license (The paper and card sections both need to be brought for new style cards), along with two utility bills and one months original personal bank statements (or three if you are self employed).
I was made bankrupt two years ago, would I still be accepted?
We will still accept you whether you have been made bankrupt, have CCJ’s, defaults or have had a car repossessed in the past.
Can you help me find a vehicle?
Yes, we are more than happy to help you find a vehicle, we have up to 1000 cars in group stock available to choose from.
How long will it take to get a decision on my application?
We aim to give you a decision within an hour, however occasionally it can take a little while longer. In most cases we are able to advise you of the decision shortly after you apply.
How much will my car loan repayments be?
This depends on the following;
- How much you wish to borrow
- What period you wish to repay it over.
At Auto Finance Direct UK we tailor your car loan to ensure that the repayments suit your budget. We will never encourage anyone to borrow more than they can afford to repay.
How much can I borrow?
A number of factors such as; your credit history and income will be taken into account when making a decision on your credit limit.
Is my car loan application confidential?
At Auto Finance Direct UK we take pride in our confidentiality. Please see our privacy policy statement for further information.
Do you offer any type of re-payment protection insurance?
If in the unfortunate event that you could not make your repayments due to sickness, redundancy or even an accident at work, your repayments (subject to certain terms and conditions) will be made for you directly by the payment protection insurer. Payment Protection Insurance is available with all the car loans we offer.
How long is my offer valid for?
The car loan we offer will be available for thirty days however an extension can usually be arranged if the vehicle you purchase is delayed for any reason.
I've been turned down elsewhere, is it still worth applying?
Don’t let this put you off - we help hundreds of customers who have been turned down by other lenders.nt egestas arcu.
I'm self employed can I get car finance?
Yes, you can. Simply call, text or click here to Apply Online today.
Any other questions?
If you still don't see the information you need, please give us a call on 0800 085 4118 or email info@refusedcarfinance.com